Get LexisNexis Reports. Then opt out!

LexisNexis is a legitimate source of personal consumer information for many businesses. LexisNexis reports provide both verified and unverified real estate transaction and ownership information, lien, judgment, and bankruptcy records, professional license information, traffic and criminal records, address history and more. In spite of being a “legitimate” source of data, this information can lead to negative consequences such as loss of employment and business opportunities, high insurance rates, an increased risk of identity theft and a possibility of personal danger due to location and contact data. That said, LexisNexis follows strict guidelines before providing their reports to those who request them, has a system in place to correct inaccurate information and offers an opportunity to opt out, if desired.

To begin, call LexisNexis at 1-888-497-0011 to request 2 free reports: your “Unverified Report” and your “Full File Disclosure Report”:

• You’ll be required to provide your driver’s license, social security number and other verification such as your address and birthdate
• Sometimes the person you reach will agree to email the unverified report that same day. Other times, you will have to wait for it to arrive by USPS.
• The Full Disclosure Report is large and can only be sent via USPS. (Mine is 496 pages long) Your report should arrive approximately 2 weeks after you make your request.

Alternatively, you can opt out by filling out the form in this link and then emailing or mailing it to LexisNexis per the instructions on the form. (It’s not a good idea to email social security numbers so I encourage telephone or postal mail instead.)

After you receive and review your reports you will know if you need to take further action. Action may be a request to LexisNexis to correct erroneous information or it may be as simple as being aware that problematic information about you is available to others. This knowledge gives you the power to craft your narrative to explain further to a potential employer, college, date or business associate rather than being put at a disadvantage when they discover that information first.  

Now you can do the quick and easy online opt out for yourself and for other family members too. Remember this is for the “unverified report” only so both accurate and inaccurate content on the Full Disclosure Report will remain available to those qualified to request it unless you take action to have erroneous information corrected.

Click here for the LexisNexis Opt Out Link which will be self-explanatory and will result in you receiving a post card at your mailing address to confirm your opt out.

Until next time,… Stay Cyber Safe.